Health Insurance

Each student enrolling at Chemnitz University of Technology has to be sufficiently health insured. Students can choose between public (statutory) and private health insurance.

Students from the European Union can use their European Health Insurance Card as proof of sufficient health insurance coverage. They must contact a German statutory health insurance company with their European Health Insurance Card (see contact details in the section "Statutory Health Insurance" below). The German statutory health insurance company sends an electronic certificate to Chemnitz University of Technology, which is required for enrollment at the university. Students do not have to take out any further health insurance in Germany.

Students from Turkey can proceed in the same way as students from the European Union, as there is an agreement between Turkey and Germany. Students from Turkey need the AT/11 for this.

Students from the non-EU countries most likely will have to take out health insurance in Germany as German health insurance companies cannot always confirm sufficient coverage from third country insurances. Students can choose between private and statutory health insurance companies.

Necessary documents to get health insurance:

• valid passport
• bank account details
• letter of admission from Chemnitz University of Technology/certificate of study

The Admission Office at Chemnitz University of Technology provides further information here: Proof of Health Insurance for Enrollment Process

Detailed, general information on the subject of health insurance in Germany is available on the DAAD website: Health Insurance DAAD Website

Statutory health insurance

For all statutory health insurance a contribution fee of approx. 120 € per month has to be paid. Statutory health insurance expires at the age of 30.

An overview of all statutory health insurance companies can be found online at the following link: List Statutory Health Insurance

Guest researchers (or similar) can only get statutory insurance if a signed working contract with Chemnitz University of Technology is at hand.

As a public institution, it is not possible for us to make a recommendation regarding a health insurance company. However, Techniker Krankenkasse and AOK Plus are partners of Chemnitz University of Technology.

Private health insurance

In general, private health insurance enables the same conditions as public insurance, however, the conditions have to be checked carefully. Private health insurance companies usually refund all medical charges when presenting the bill/receipt. Furthermore, guest researchers (or similar) can take out private health insurance without a working contract at Chemnitz University of Technology. Private health insurance is required if the health insurance of the home country is not accepted in Germany, i.e. for students from countries that have NOT signed a health care agreement with Germany).

• Insurance can only be taken out for a maximum insurance period of 24 months.

necessary documents to get health insurance:

• passport
• bank account details
• letter of admission from Chemnitz University of Technology/certificate of study

Due to the requirement of neutrality, Chemnitz University of Technology cannot make any recommendations regarding health insurance companies.