Health Insurance

In order to register at CUT, each (international) student has to submit a confirmation of a German statutory health insurance company that confirms that the students is sufficiently health insured. Students can choose between public (statutory) and private health insurance companies.

Students from the European Union can use their European Health Insurance Card as proof of sufficient health insurance coverage. They have to get a confirmation (e.g. stamp) of a German health insurance company in order to be able to register at CUT.

Students from non-EU countries will have to take out health insurance in Germany as German health insurance companies no longer confirm sufficient coverage from third country insurances. Students can choose between private and statutory health insurance companies.

Necessary documents to get health insurance:

• valid passport
• bank account details
• letter of admission from TUC /  certificate of study

Statutory health insurance

For all statutory health insurances a contribution fee of approx. 90 € per month has to be paid. Statutory health insurance expires after 14 semesters or with the age of 30. Guest researchers (or similar) can only get statutory insurance, if a signed working contract with TUC is at hand. Techniker Krankenkasse (TK) is a cooperation partner of TUC. However, there are also other statutory health insurance comanpies in Germany.

Private health insurance

In generell, private health insurance enables the same conditions as a public insurance, however, the conditions have to be checked carefully. Private health insurance companies usually refund all medical charges when presenting the bill / receipt. Furthermore, guest researchers (or similar) can take out private health insurance without a working contract at CUT. Private health insurance is required if the health insurance of the home country is not accepted in Germany, i.e. for students from countries that have NOT signed a health care agreement with Germany).

• Insurance can only be taken out for a maximum insurance period of 24 months.

necessary documents to get health insurance:

• passport
• bank account details
• letter of admission from TUC /  certificate of study

Further information on health insurances in Germany can be found here.